Unenforceable HOA Rules in New York

The short version
- As of August 4, 2026, New York does not protect low-impact landscaping from a homeowners association. Your recorded declaration still controls.
- A10102 would add Real Property Law Article 9-F (sections 344-aa and 344-bb), barring associations from rules that effectively prohibit or impose unreasonable limitations on low impact landscaping (nysenate.gov).
- The bill defines low impact landscaping as pollinator gardens, rain gardens, habitat gardens, and natural gardening using plants native to New York.
- It passed the Assembly on March 30, 2026 and the Senate on June 3, 2026, but showed no signature by the Governor on our last check.
- A predecessor measure, A.1890, was vetoed in 2025, so a signature on the current bill is not a formality.
- Practical move while it is pending: describe your planting in the bill's own four categories in an architectural review submission. It costs nothing, reads as deliberate design, and does not claim a protection you do not have.
- New York has no umbrella HOA statute comparable to Ohio or Virginia; a standard association is generally a not-for-profit corporation run under its declaration and bylaws.
Quick answer
As of August 2026, New York does not protect low-impact landscaping from a homeowners association. It came closer than any other unprotected state: A10102 would add Article 9-F to the Real Property Law and bar associations from prohibiting or unreasonably limiting pollinator gardens, rain gardens, habitat gardens, and native plantings. It passed the Assembly on March 30, 2026 and the Senate on June 3, 2026. It has not been signed, and a predecessor bill was vetoed in 2025. Until it is signed, your governing documents control. Check the current status before you rely on it.
This is the most time-sensitive post in this series, and the easiest one to get wrong from a headline. Legislative passage is not law in New York any more than anywhere else, and this particular bill has already been through one veto. What follows is where things actually stand, and what to do in the meantime.
This is a plain-English summary, not a fight plan, and a bill's status can change between our last check and your reading.
What the bill would do
A10102 / S9133: Real Property Law Article 9-F
The bill would add Article 9-F to the Real Property Law, sections 344-aa and 344-bb, to prevent homeowners associations from adopting or enforcing any rules or regulations that would effectively prohibit, or impose unreasonable limitations on, the installation or maintenance of low impact landscaping.
It defines low impact landscaping as pollinator gardens, rain gardens, habitat gardens, and natural gardening that uses plants native to the State of New York. Read the bill at the New York State Senate (opens in new tab).
Note the shape of that language. Like Washington's statute, it does not simply ban prohibition; it also reaches rules that impose unreasonable limitations, which is the clause that stops an association from writing a rule so demanding that nobody can satisfy it. If it becomes law, that is the sentence New York homeowners will lean on.
Where it actually stands
Passed both houses. Not signed. A predecessor was vetoed.
The legislative history on the Senate's own bill page reads: referred to housing January 30, 2026; reported and advanced through March; passed the Assembly March 30, 2026; passed the Senate June 3, 2026, substituted for S9133, on a recorded vote of 39 ayes to 22 nays with one absent and one excused.
As of our last check on August 4, 2026, that page showed no signature by the Governor. The bill's history also references a 2025 veto memo for a related measure, A.1890, so a signature is not a formality here. The sponsor's office has described the current bill as clarified following that veto.
Until it is signed and takes effect, New York has no low-impact landscaping protection, and your association's governing documents control. Check the bill page (opens in new tab) before relying on anything here.
What governs a New York association today
New York has no single umbrella statute for homeowners associations comparable to Ohio's Planned Community Law or Virginia's Property Owners' Association Act. Condominiums fall under the Condominium Act in the Real Property Law, cooperatives have their own framework, and a standard homeowners association is generally a not-for-profit corporation operating under its recorded declaration and bylaws.
In practice that means your landscaping obligations come from the declaration, and your procedural protections come from the corporation's own governing documents rather than from a detailed statutory scheme.
Where you have leverage right now
What the declaration actually says
Ask for the exact recorded provision by section, not a summary. A clause requiring a lot be kept neat and orderly is not a turf mandate. In a state without a landscaping statute or a detailed association act, the recorded words carry most of the weight.
Even-handed enforcement
If your planting is cited while comparable or messier yards are not, photograph them with dates. Inconsistency is one of the strongest positions available in any state, and more so where the board's authority rests on a private agreement it is expected to apply consistently.
Design to the bill's own categories
This is the useful move while the bill is pending. The legislature has written down what it considers a legitimate planting: a pollinator garden, a rain garden, a habitat garden, native plants. Framing your architectural review submission in exactly those terms costs nothing, describes a deliberate design rather than a neglected lawn, and puts you in the right shape already if the bill is signed. You are not claiming a protection you do not have. You are using the definition.
What your association can still require
- Turf grass, or a minimum percentage of lawn, where the declaration says so plainly
- Pre-approval of landscaping changes through an architectural review committee
- Maintenance standards covering dead plants, overgrowth, and edging
- Height limits near sidewalks, driveways, and street sight lines
- Rules about raised beds, borders, trellises, and other structures
- Setback and screening requirements
Cost-share can make a submission read as a funded project rather than an intention. See the New York rebate page for current programs.
How to respond when the rules feel unfair
- 1Check the bill's status first.If A10102 has been signed since this was written, the conversation changes completely. If it has not, do not cite it as law. Quoting a pending bill to a board is the fastest way to lose credibility.
- 2Ask for the rule in writing.Request the exact recorded provision being cited, by section. A verbal warning is not an enforceable violation, and the language often says less than the board believes.
- 3Document uneven enforcement.Photograph comparable uncited yards with dates. Put the comparison in writing to the board rather than raising it verbally.
- 4Submit a plan in the bill's language.Describe the planting as a pollinator garden, rain garden, or habitat garden using plants native to New York, and back it with a plant list, a layout, and a maintenance schedule.
When to involve a lawyer
- You are being fined and cannot tell whether the declaration supports the citation
- The association is threatening a lien
- You want to know whether A10102 has taken effect and how it applies to your community
- You suspect selective enforcement and want to know how strong that position is
This is not legal advice.
We are a gardening app, not lawyers. This post summarizes publicly available New York law and legislative status as of August 4, 2026. A10102 had passed both houses and was not shown as signed on that date, and a predecessor measure was vetoed in 2025. Legislative status changes; verify it yourself before acting. If you are facing fines or legal threats, talk to a real estate attorney in New York.
People also ask
Does New York have a law protecting native landscaping from HOAs?
Not as of August 4, 2026. A10102 would add Article 9-F to the Real Property Law and bar associations from prohibiting or unreasonably limiting low impact landscaping, defined as pollinator gardens, rain gardens, habitat gardens, and natural gardening using plants native to New York. It passed the Assembly on March 30, 2026 and the Senate on June 3, 2026, but was not shown as signed on our last check. Verify the current status before relying on it.
Was a New York low-impact landscaping bill vetoed?
The bill history references a 2025 veto memo for a related measure, A.1890. The sponsor's office has described the current legislation as clarified following that veto to reinforce consistency with existing state law on unreasonable association restrictions. That history is why a signature on the current bill should not be treated as a formality.
What would count as low impact landscaping under the New York bill?
The bill defines it as pollinator gardens, rain gardens, habitat gardens, and natural gardening that uses plants native to the State of New York. Even while the bill is pending, those four categories are a useful way to describe a planting in an architectural review submission, because they describe a deliberate design rather than a neglected lawn.
Can a New York HOA make me keep a grass lawn?
As things stand, if the recorded declaration clearly requires turf grass or a minimum percentage of lawn, then generally yes. No New York statute currently overrides a turf requirement in a declaration. A vague maintenance or tidiness clause is not the same as a turf mandate, and inconsistent enforcement can undercut a citation.
Is there a general New York HOA statute?
Not one comparable to Ohio's Planned Community Law or Virginia's Property Owners' Association Act. Condominiums fall under the Condominium Act in the Real Property Law and cooperatives have their own framework, while a standard homeowners association is generally a not-for-profit corporation governed by its recorded declaration and bylaws. That is why the declaration matters so much in New York disputes.
Planning a native yard in New York?
Pollinator Patch helps you build a plant plan that reads as a deliberate pollinator or rain garden, with the tidy documentation review committees respond to. Plant list, layout, and maintenance schedule, all printable.