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Tennessee Water Rebates

Chattanooga, Tennessee Water Rebates

Chattanooga RainSmart Reward Rebates pay residents for projects that manage stormwater naturally. The pieces stack to up to $5,000 total: rain gardens up to $2,000, native SupportScapes plantings at 75% of cost up to $1,000, rain barrels at $50 each for up to 10 barrels, and streambank restoration. A SupportScape replaces turf and invasives with native plants. You have to apply and get approval before you start, and the program comes with a five-year maintenance agreement.

Up to $5,000 total

RainSmart Reward Rebates

Open the official program site

How to apply

  1. Confirm you live within Chattanooga city limits and are current on stormwater fees and property taxes
  2. Apply at mywaterways.org/rainsmart-yards before starting any work
  3. Wait for approval and confirmation of your project scope
  4. Install the rain garden or SupportScape (7+ native species, 15+ specimens) and any rain barrels
  5. Sign the five-year Homeowner Agreement and submit documentation to receive your rebate

What you'll need

  • Proof of Chattanooga residency within city limits
  • Confirmation you are current on stormwater fees and property taxes
  • Approved project application and scope
  • Plant list showing 7+ native species and 15+ specimens for a SupportScape
  • Signed Homeowner Agreement and itemized receipts

Pollinator Patch can help: It picks Cumberland Plateau and Ridge and Valley natives that meet the seven-species SupportScape rule, designs an HOA-friendly layout, and builds the plant list and photo packet for your application.

Avoid these mistakes

  • Don't start before approval. Starting work before the application is confirmed is the most common reason rebates get denied.
  • Don't shortcut the SupportScape plant count. A qualifying native planting needs at least 7 distinct species and 15 or more specimens.
  • Don't skip the maintenance agreement. The five-year commitment is part of the rebate.

Chattanooga Water Rebate FAQs

How much does Chattanooga RainSmart pay?
Up to $5,000 total: rain gardens up to $2,000, native SupportScapes at 75% of cost up to $1,000, and rain barrels at $50 each for up to 10 (City of Chattanooga, verified June 2026).
Do I have to apply before installing?
Yes. RainSmart requires pre-approval. Starting work before your application is confirmed is the most common reason rebates are denied.
What counts as a native SupportScape?
A SupportScape replaces turf, invasives, bare soil, or paving with native plants, and needs at least seven distinct native species and 15 or more specimens to qualify.
Is there a maintenance commitment?
Yes. Applicants sign a Homeowner Agreement with a five-year maintenance commitment, and have to stay current on stormwater fees and property taxes.

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Plan a native yard with Pollinator Patch.

Pick the right native plants for your region, design an HOA-friendly layout, and generate documentation that supports your rebate application.

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Programs change throughout the year. If something here is out of date or wrong, tell us and we'll check it against the provider.

We compile these programs from utility and city pages, and not every amount here has been independently confirmed. Program details also change throughout the year. Always verify requirements, amounts, and eligibility directly with your water utility before starting work. Pollinator Patch is not affiliated with any rebate program and does not guarantee approval.